Articles

What fueled the modest advance in the S&P 500 Index in January? Well, for starters, the narrative hasn’t changed that much since the calendar flipped to 2025. That is, with the exception of tariffs, which we will get to in a moment. Key Index Returns Index MTD % YTD % Dow Jones Industrial Average 4.7 […]

What is financial fitness? Briefly, financial fitness describes your overall financial well-being, akin to how physical fitness pertains to your physical health. The American Medical Association says, “Regular physical exercise is one of the single most important contributors to a healthy lifestyle and delivers benefits which extend far beyond the doctor’s office.” We aren’t doctors,

Hello 2025! HWC Financial has been providing individuals and families with a level of financial expertise and service that has made us a valued—and trusted—partner. We specialize in meeting the needs of individuals and multigenerational families with complex planning needs. Our goal is simple: to understand the needs of each client, create strategies that address

Today’s complexity Things have changed since. They continue to change. Late last year, the Internal Revenue Service provided detailed information on adjustments to more than 60 tax provisions that will impact taxpayers when they file their returns in 2026 for tax year 2025. As incorporated into law, the IRS adjusts various categories to account for inflation. Annual

As we step into 2025, proactive tax planning remains one of the most powerful tools to preserve and grow your wealth. At HWC Financial, we understand that taxes can significantly impact your financial journey, and we’re here to help you navigate the complexities with confidence. In this blog, we’ll share 10 essential tax tips that

You may have clients who wonder how they may boost their Social Security benefit. Here’s one way: Keep working. Our expert runs through some numbers, showing how some clients may benefit by continuing to work. Clients who understand the connection between earnings and benefits often ask how their benefit will be affected if they keep working.