The premiums and coverages vary, and you must realize the differences. Medicare takes a little time to understand. As you approach age 65, familiarize yourself with its coverage options, costs, and limitations. Certain features of Medicare can affect health care costs and coverage. Some retirees may do okay with original Medicare (Parts A and B), […]
Why Medicare Should be Part of Your Retirement Strategy Read More »
According to the Centers for Disease Control and Prevention, productivity losses linked to employees not showing up for work cost employers approximately $225 billion annually, or over $1,600 per worker. Business owners and managers understand very well the rising cost of health care and the loss of productivity associated with absenteeism and employee disengagement. Which is why
Good Health is Good Business Read More »
It has been estimated that less than 50% of adults have a will or other estate documents in place, which may not be entirely surprising. No one wants to be reminded of their own mortality or spend too much time thinking about what might happen once they’re gone. But a will is an instrument of power.
Apprehension about the election has many people worrying about how financial markets may be affected by the outcome. Here are some thoughts to ponder: “Election years are not often the best times for stock market investors. Over the past 90 years shares included in the S&P 500, an index of America’s biggest firms, have returned
The Election is Almost Here Read More »
When training to become a financial professional, much of our course work centers on the six critical areas of creating a financial strategy. Some recognize October as Financial Planning Month, so it’s an excellent opportunity to review those six personal finance areas. Cash Management: This is a broad topic that can address many issues. One area
October is Financial Planning Month Read More »
As the U.S. presidential election draws near, expect to see more and more headlines that propose, “What will happen next if this person is elected?” or, “What policy changes to prepare for in the next four years?” In reality, however, it isn’t easy to anticipate what may happen with the financial markets after the November
2020 Elections and Your Investment Portfolio Read More »
The brain has a lot of gray matter but hates gray areas. As a planning machine, the brain needs information that is certain so it can figure out the best course of action. And when we don’t get certain information, we get agitated. Perhaps you have said, “I don’t care if the news is good
Uncertainty – Outcomes – Our Decisions Read More »
Due to COVID-19, Americans are spending more time at home than ever before, leading to a record amount of spending on home improvement.1 It’s not that big of a surprise since many Americans now find their homes are doing triple duty as a place to live, work, and learn. Homeowners are funneling more money into
Home Improvements Trend Higher Read More »
Whenever we experience a significant and unexpected event in our lives, such as the Coronavirus, it can result in a lot of uncertainty and anxiety. As investors, we want to know what to do. Do we run for safety or stick to our plan? One of the best things we can do at times of
Shock, Awe & Perspective Read More »