The Markets The U.S. economy is like a semi-trailer truck. No one likes being stuck behind a semi at a stoplight because big trucks don’t go from zero to 60 in 2.5 seconds. Neither does the U.S. economy. When the pandemic brought our economy to a near virtual standstill early in 2020, the U.S. government […]
Market Commentary – Week of Nov 23, 2020 Read More »
Tis the season of gratitude. Thanksgiving is perhaps one of the most underappreciated holidays, but most needed. Given the year we have endured it may be difficult to be naturally thankful. This year may require us to purposefully and intentionally seek to be grateful. There are so many things beyond our individual control – the
Intentional Gratitude Read More »
The premiums and coverages vary, and you must realize the differences. Medicare takes a little time to understand. As you approach age 65, familiarize yourself with its coverage options, costs, and limitations. Certain features of Medicare can affect health care costs and coverage. Some retirees may do okay with original Medicare (Parts A and B),
Why Medicare Should be Part of Your Retirement Strategy Read More »
According to the Centers for Disease Control and Prevention, productivity losses linked to employees not showing up for work cost employers approximately $225 billion annually, or over $1,600 per worker. Business owners and managers understand very well the rising cost of health care and the loss of productivity associated with absenteeism and employee disengagement. Which is why
Good Health is Good Business Read More »
It has been estimated that less than 50% of adults have a will or other estate documents in place, which may not be entirely surprising. No one wants to be reminded of their own mortality or spend too much time thinking about what might happen once they’re gone. But a will is an instrument of power.
Apprehension about the election has many people worrying about how financial markets may be affected by the outcome. Here are some thoughts to ponder: “Election years are not often the best times for stock market investors. Over the past 90 years shares included in the S&P 500, an index of America’s biggest firms, have returned
The Election is Almost Here Read More »
When training to become a financial professional, much of our course work centers on the six critical areas of creating a financial strategy. Some recognize October as Financial Planning Month, so it’s an excellent opportunity to review those six personal finance areas. Cash Management: This is a broad topic that can address many issues. One area
October is Financial Planning Month Read More »
As the U.S. presidential election draws near, expect to see more and more headlines that propose, “What will happen next if this person is elected?” or, “What policy changes to prepare for in the next four years?” In reality, however, it isn’t easy to anticipate what may happen with the financial markets after the November
2020 Elections and Your Investment Portfolio Read More »
The brain has a lot of gray matter but hates gray areas. As a planning machine, the brain needs information that is certain so it can figure out the best course of action. And when we don’t get certain information, we get agitated. Perhaps you have said, “I don’t care if the news is good
Uncertainty – Outcomes – Our Decisions Read More »