Roth accounts can be a key feature of retirement planning for many of your clients—especially in our current lower-tax environment. Here are nine reasons to examine the advantages of Roth accounts. Despite the sweeping tax reforms introduced by the One Big Beautiful Bill Act (OBBBA), Roth IRAs remain a cornerstone of smart retirement and legacy […]
9 Reasons Why Roth IRAs Make Sense, Even After OBBBA Read More »
“Social Security is one of the most effective poverty-prevention programs in history. According to the U.S. Census Bureau, it keeps nearly 29 million Americans from sliding into poverty each year,” BlackRock CEO Larry Fink wrote in his 2025 letter to investors. Nonetheless, while it provides a basic level of income, we’re also mindful that Social Security, by
Making Sense of Social Security: The Basics and Key Considerations Read More »
When I was young—much younger—we lived next door to a family whose breadwinner was a physician, and the mother stayed home with the kids. I recall Mom telling us that when her husband was in medical school, she would shop for groceries with a price counter. When she put an item in the shopping cart,
Financial Fitness Starts Now: Simple Steps Toward Long-Term Stability Read More »
Social Security is one of the most valuable yet misunderstood retirement assets. For many households, the difference between an average strategy and an optimized one can amount to tens or even hundreds of thousands of dollars in lifetime benefits. Understanding how benefits are calculated—and how to strategically claim them—can materially improve your retirement outcome. How
How Social Security Benefits Are Calculated — and 5 Strategies to Maximize Them Read More »
As we wrap up 2025, we want to take a moment to pause, reflect, and most importantly—say thank you. To our clients, partners, colleagues, friends, and families: this year was meaningful because of you. Your trust, engagement, and commitment to thoughtful financial decision-making are what make our work as financial advisors and tax professionals both
Thank You for an Incredible 2025 Read More »
While the tech-heavy Nasdaq Composite slipped last month, both the Dow Jones Industrial Average and the S&P 500 shook off a modest mid-month decline to notch their seventh consecutive monthly advance, according to MarketWatch. Key Index Returns MTD % YTD % Dow Jones Industrial Average 0.3 12.2 Nasdaq Composite -1.5 21.0 S&P 500 Index
November ekes out a gain Read More »
ChartTalk: Inflation is taking a bite out of people’s wallets. But some products are seeing greater price increases than others. The infographic breaks down inflation by a variety of products. Prices are going up, with some products seeing greater inflation than others. Food items like beef and essentials such as car maintenance are showing the
Spotlight on Inflation Read More »
Did You Know? Vermont has introduced a new law requiring businesses with five or more employees to provide access to retirement savings—even if the employer doesn’t currently offer a plan. The initiative, called Vermont Saves, is designed to ensure workers have a retirement option, but it also comes with strict rules, limited flexibility, and state-mandated
Vermont Saves: A New Mandate for Vermont Employers Read More »
The One Big Beautiful Bill Act introduced a new savings plan that can help build savings for children’s college and other expenses. But, how do the new Trump Accounts compare to existing 529 plans and Roth IRAs? Our expert outlines the details. President Donald Trump’s One Big Beautiful Bill Act (OBBBA) introduces a new savings vehicle for
Trump Accounts vs. 529 Plans and Roth IRAs: What’s Best for Your Child? Read More »