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Virtue of Optimism

The current pandemic breeds a lot of uncertainty and fear.  The media actively participates spreading the fear. Headlines often accentuate the negative because that is what gets us to tune in. Pessimism and cynicism are weirdly addictive. While addictive, they can also be destructive – both mentally and financially. Most of us don’t seek them […]

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What Are You Doing With Your Stimulus Check?

Stimulus checks are arriving. The Internal Revenue Service (IRS) has distributed $157.9 billion through 88 million stimulus payments, according to Andrew Keshner of MarketWatch. If you have recently lost a job, or you’re having difficulty paying bills, your check may already be spent. However, if you’re still working, or remain financially comfortable, think carefully about

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Weekly Market Commentary – March 9, 2020

The Markets Last week, market volatility reached levels that make many investors uncomfortable. On Monday, the Dow Jones Industrial Average surged higher, delivering its biggest one-day point gain in history. The catalyst may have been reports that ‘Group of Seven’ (G7) finance ministers and central bank governors were meeting via conference call on Tuesday. French

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Vermont Financial Literacy Grade: “D”

The American Public Education Foundation recently found that Vermont schools are woefully short in helping prepare students to be financially literate. With a grade of “D,” many students are not learning to handle their finances smartly, avoid debt, better understand the economy and learn to make good decisions about their life and money. Through the

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Important Birthdays Over 50

Most children stop being “and-a-half” somewhere around age 12. Kids add “and-a-half“ to make sure everyone knows they’re closer to the next age than the last.When you are older, “and-a-half” birthdays start making a comeback. In fact, starting at age 50, several birthdays and “half-birthdays” are critical to understand because they have implications regarding your

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